The repo rate rose 0.25% and prime is now 10.75%. See what it adds to your bond each month and what to do next...
A declined bond application is not the end of the road. Here is what actually happens next, and how to improve your chances the second time around...
Grounded guidance for South African buyers who want to purchase property responsibly when interest rates are putting pressure on affordability...
A plain-language comparison of fixed and variable home loan rates for South African buyers, without financial advice...
A practical document checklist to help South African buyers prepare a cleaner, faster home loan application...
A practical guide for buyers who want to understand affordability before they view properties or apply for a home loan...
A practical guide to how home loan interest rates affect South African buyers, what to watch in 2026 and how to plan before applying...
Repo rate vs prime rate in one sentence The repo rate is the rate set by the South African Reserve Bank, while the prime lending rate is the benchmark rate banks use when pricing many home loans and...
Higher interest rates can affect affordability. Here is how South African buyers can prepare stronger home loan applications...