South Africa’s Economy, the Repo Rate and What Homeowners Can Expect on 29 January 2026
Insights from Bond Gallery As South Africa moves into 2026, many homeowners and buyers are asking the same question:Will interest rates come down further — and what will the Reserve Bank do next? At Bond Gallery, we closely track economic trends, inflation data, and Reserve Bank commentary so we can give clients clear, practical guidance […]
Prime Lending Rate Outlook for 2026 – What It Means for Home Loans
At the start of 2026, South Africa’s prime lending rate sits at approximately 10.25%. This follows earlier interest-rate cuts as inflation cooled and economic pressure on households eased. Most home loans in South Africa are linked to the prime lending rate, either at: When prime changes, bond repayments change almost immediately for variable-rate loans. SARB […]
Allow your Bond to save you Thousands
An access bond is a powerful tool that can help you save on interest charges on your home loan. By using your access bond as a method to save, you can make extra payments into your bond account and reduce the amount of interest payable on your mortgage. Quintin McKenzie, Provincial Manager Gauteng for Bond […]
Create Wealth by property Ownership
“Rich Dad, Poor Dad” is a best-selling book by Robert Kiyosaki that presents his views on personal finance and wealth creation. One of the key concepts in the book is using property to grow wealth. Kiyosaki believes that there are two different mindsets when it comes to money: the “poor” mindset and the “rich” mindset. […]
The perfect Buyer and Seller in Real Estate:
Elmar Pittendrigh, Director of Bond Gallery, emphasize the importance of working with experienced professionals who can help navigate the complexities of the real estate market. As they note on their website, “Whether you’re a first-time homebuyer or a seasoned investor, the key to success in any market is having the right team on your side.” […]
Property in buyer’s market or seller’s market
Real estate markets are often categorized as either a buyer’s market or a seller’s market, and these distinctions can have a significant impact on both the buying and selling process. Elmar Pittendrigh and Kevin Mountjoy, directors for Bond Gallery, provide insight into what defines each market, what causes a shift, and how buyers and sellers […]
Paying Rent is hard!
For many people, the decision to buy a home versus renting is one of the most significant financial decisions they will make in their lifetime. While there are benefits to both options, there are compelling reasons why purchasing a home may be the better choice in the long run. To gain a better understanding of […]
First Time Home Owners need to know!
Exploring the realm of property and its financing for the first time can feel like stepping into a labyrinth, especially when it involves applying for finance and striving to secure the best interest rates possible. For those embarking on this journey as first-time home buyers, here are some invaluable pieces of advice: Harness the Power […]
Best news in 10 years for property in South Africa
Best news in 10 years for property in South Africa As of the last quarter of 2024, consumer confidence in South Africa’s property market had reached its highest point in ten years. This is according to Absa’s latest Homeowner Sentiment Index, a barometer of consumer confidence across six key metrics in the country’s housing market. […]
